Posts Tagged ‘Insurance’
Online Insurance Hub hacked!
Dear Valued Customers and Followers,
Our apologies, being the first means a lot to everyone. And negative people will really try to pull you down. www.insuranceexperts.com.ph is hacked. We still don’t know who but we will soon find out. Please be patient with us. Thank you!
Insurance Commission issues stern ruling on premium rates | The Philippine Star Business Features Banking
“Remember, there is always catch when you have a deal that is way too good to be true!”-rln
Earthquake rocks Metro Manila
I think you have to reconsider buying a fire insurance with Earthquake rider NOW as in Today! not tomorrow but today! http://www.gmanews.tv/story/187008/earthquake-rocks-metro-manila-parts-of-luzon
If you are a businessman then you should have computed the possible losses over the amount of your annual premium; if you are an OFW, you should not risk you hard earned investment and get your properties insured now!
There are a 100 plus insurance companies in the Philippines. Be sure your insurance agent is dedicated and will educate you what is best for your property!
With Insurance Experts Agency, we are dedicated to educate you what you need, what you should insure or not! We are not just after the sale but we are after long term relationship with our clients! We are connected to 7 highly reputable insurance firms in the country today! Call us now! 632-7245140, 632-7447085
Earthquake Insurance Anyone?
I would like to share another link regarding Earthquakes and it says that the world experienced 6 earthquakes in the past 48 hours. I don’t know how true but it is better to be safe!
Here is the link: http://www.sfgate.com/cgi-bin/blogs/abraham/detail??blogid=95&entry_id=58505
If its happening around the globe, what are the chances that it will hit our Country, the Philippines. Despite the fact that we have the longest fault line in the world. Read my previous blog: http://www.insuranceexperts.ph/2010/01/earthquake-rider-is-now-a-must-have/
Insurance is an investment that won’t go to waste. Yes, it might be expensive at first but it will definitely save you a lot of money in times of a calamity like earthquakes and typhoon. Nobody knew that Ondoy and Reming wil hit us hard, both typhoons did it slowly but surely and kaboom! The entire nation was devastated! Believe it or not,Insurance firms up to now are still having a hard time finishing the claims.
Insurance is simple but people make it complicated. Here are a few tips on how to get an accurate Insurance Premium:
1. State your Name, Address, Location of Risk, Type of Risk (Residential House,Building or Commercial Buiilding,etc.), Estimated amount of Risk(e.g. Building with Improvements 10M, Furniture,Fixtures and Appliances 5M) its best to be specific., contact person and number for the inspection of risk.
2. People would always try to lower down Amount of Risk so that they can save a few on the Premium. Not a good idea, this is the time when assured get mad,curse and mock there insurance agent and/or insurance company when at a time of claim, they don’t get what they expect or worse if they don’t get anything. Insurance will only investigate the correct amount of your property at the time of loss, so when they found out that it was under insured, they’ll only pay you the percentage of their share of the risk on the actual value. Leaving you helpless because you get a small amount compared to the actual loss.
3. There are around 100 plus non-life insurance company in the Philippines, we sorted them out for you. Our company guarantees you that our principals are the bestest and safest and fastest in paying for claims! Email us your properties now and we will give you at least 3-5 quotes from our premium principals!
send your emails to richard@insruanceexperts.ph
US Insurance policies are stricter compared to Philippines
I got this article from CNNMoney.com and this is a guide on what not say to your insurers to get a claim. This only shows that insurance in the US is much strict and very much regulated compared to the Philippines. But you have to realize it also that Insurance in the US is very very expensive and can not be negotiated unlike again here in our country, non-life insurance companies doesn’t have the power to do that. In fairness to Insurance Companies in the Philippines, they are already doing a great job in supporting customers claims and complaints despite the fact that Insurance Premiums here are way below the tariff rates provided by the Insurance Commission. Cause and Effect!



After reading this article, you might get scared of how hard it is to claim and the insurance might not pay you,etc. You don’t have to worry, all you need is a reliable agent that provides you with expert advise from day 1 and gives you personalized service when you need it the most!
Call us now and have your properties insured with Insurance Experts Agency! 632- 7245140 and 632-5153823 or email us at richard@insuranceexperts.ph
Insurance Experts Agency Inc.
Its official! We already got our new corporate name from USG Insurance Agency- Greenhills Inc. to Insurance Experts Agency, Inc.
While SEC papers and other pertinent documents are still on the works. We will still be using USGIA-GH’s bank account until further announcement. Thank you all for your patronage!
Special thanks to the creative team of CREATIVE JUICE for the logo design. Ghertrude Pingol, Sonnie Santos for the Website and Dave Tuason for the Hosting.

Favorable Endorsement from IC
Loyola Memorial Service … an insurance that everyone must have..

Memorial service has been introduced in the Philippines by the late Senator Gil J Puyat on October 19, 1968 thus the birth of now Pre-need giant Loyola Plans Consolidated, Inc.
To date, many Filipinos, rich or poor, young and old are now open to the idea in investing in a memorial service. For a simple reason that’s is cost efficient. You pay the service 5 years maximum and pay almost half the amount as compared to paying on a at need time.
For the business people, who may not have any economical problem in paying at need service, memorial service help them solve problem on WHAT TO DO ? when a love one passes a way.
Having a memorial service is the only insurance that a person will immdiately need as soon as one passes a way, but its also an insurance that a person buys the last, thinking its for the old and gray.
Contary to what the public is thinking. Memorial service is only for 18-65 years of age of good health.
Basic inclusion of the plan are: 1. pick up of the body from the place of death 2. embalming 3. casketing 4. 4 days viewing at LOYOLA or any accredited chapels nationwide 5. hearse 6. delivery to the interment site.

Chapels in Metro Manila
Other options like using the plan for cremation and urn or for the interment purposes can be done as instructed by the family members.
Memorial service is packed with free Accidental Death Insurance, Life Insurance and so good health is required.

Crematory at Metro Manila
The best part of the plan it can be absolutely free, under LOYOLA’s Longevity Bonus provision. Which gives back 100% percent of the Base Value 15 years of full payment.
Also included in the plan is 10% annual interest that is loaded to your policy one year after full payment.
price ranges from 504.00 monthly to 12,000.00 monthly for 5 years.
For inquiries and appointments look for Cherry Licup 09285061180, 09228254287, 3829886 and will immidiately return your call.


